🎨Tabi Logo & Shiro Media Kit | MemeForge: https://memeforge-two.vercel.app

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Language: 简体中文 | English

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Table of Contents

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💢 Vision

What is Tabi?

Tabi is the First Decentralized Settlement Network for Consumer Finance

Our vision is to enable financial sovereignty and equal access to consumption for all 8 billion people worldwide.

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Why Tabi？

The global financial system — especially in the realms of payments and consumer finance — is facing deep-rooted inefficiencies and significant accessibility gaps. Traditional money movement is slow, expensive, and entangled in complex systems. These flaws have become so normalized that we often overlook them.

While Web3 and stablecoins undeniably offer a better path forward, the experience remains too fragmented and complicated for most everyday users. This complexity limits the widespread adoption of powerful blockchain infrastructure. The challenges are clear:

💢 A. Institutional Struggles: Poor Liquidity & High Costs

  1. Massive Capital Lockups

    Due to the inefficiencies of traditional cross-border payments, payment service providers (PSPs) and remittance companies are forced to pre-fund large sums across global bank accounts to support instant settlement. This inefficient use of capital significantly limits profitability and growth potential.

  2. Slow & Expensive Capital Turnover

    Short-term capital lending processes are complex, slow to settle, and costly — making them inadequate for 24/7 business operations.